Well, it is a digital banking service powered by Wema Bank Nigeria, which allows you to do all your banking transactions without being physically present at a bank. Alat digital bank allows you to open fully functional savings account using just your BVN and phone number in exactly 5mins. No paperwork required! At
it’s core, ALAT by Wema bank is selling simplicity, reliability and convenience.
ALAT digital banking will save you time with a simple account opening process that takes less than five minutes, help you put money away easily by automating your saving, make sure your bills are paid on time with its scheduled payments feature and deliver a free debit card (alat atm card) you can activate, lock and
unlock from your phone to use anywhere in Nigeria.
HOW DO I OPEN AN ALAT ACCOUNT WITHOUT GOING TO A BANK?
You can open an ALAT account easily on from your phone. Install ALAT from the Apple App Store or the Google Play Store, open the app and sign up with your Bank Verification Number and a valid phone number.
Thereafter, you will need to upload a photo of a valid means of identification (a government-approved ID card), a photo of a utility bill (not older than 3 months) and your passport photograph.
Your account will be activated as soon as the ALAT team verifies your documents and address, usually in 24 hours. In the meantime, you can put money in your ALAT account but you can’t spend from it.
Your ALAT account number will be emailed to you. It will also be displayed on your dashboard each time you log in to ALAT.
WHERE CAN I DOWNLOAD ALAT BY WEMA BANK MOBILE APPS?
You can download ALAT on the Apple App Store (for the iPhone) and on the Play Store (for Android phones).
How To Make A Cool N10,000 With ALAT By Wema Bank
Create Your Account
Download ALAT from Google Play or the Apple App Store, sign up with your BVN and phone number if you are asked for referral code use this 7S4TE3, then upload a couple of basic documents to activate your account.
Refer your friends
Open the ALAT app, sign in and click Refer a Friend on the menu to get your unique referral code. Share this code with your friends by chat, SMS, email or on social media.
For every friend who joins ALAT with your referral code and funds their ALAT account with N500, ALAT will give you a token of N500 in return. When you refer up to ten friends who fund their ALAT accounts with N500 each and upload required documents, an extra N5,000 will be added to your account.
Advantages Of Having An ALAT Account
ALAT By Wema Bank will save you time with a simple account opening process.
It will help you put money away easily by automating your savings.
It will make sure your bills are paid on time with its scheduled payments feature.
They deliver a free debit card you can activate, lock and unlock from your phone to you anywhere in Nigeria.
You can also use your card abroad. All you have to do is click Card Control in the Cards menu, set the channels your card will work on and the country/countries where you will use it.
You can withdraw money from your ALAT account via an ATM without using your debit card.
How To withdraw money from an ATM without a card
Log into the ALAT app, click Send Money on the menu then click ATM Cardless Transfer.
Fill in the required details and authenticate the transfer with your ALAT PIN. You will receive a pay code by email.
To withdraw your money, go to any cardless-enabled or pay code-enabled ATM and follow these instructions:
Press ENTER to clear the ATM screen.
Select CashOut Paycode.
Download ALAT From APPLE PLAY STORE
Download ALAT from GOOGLE PLAY STORE
You can also use ALAT ONLINE https://online.alat.ng/#/signup
No support for Blackberry or Windows.